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46 Replies

 @9NQPFYVanswered…9hrs9H

No, but they should work to ensure the economy is robust enough for first time buyers who have ample wages to get a mortgage

 @9NPD7XNanswered…1 day1D

Yes, but it should be means tested and only if there is commitment to subsidising building more homes.

 @9NMKFSQanswered…2 days2D

The government should focus on providing sufficient housing for all so that ownership is not prohibitive to first time buyers

 @9NM72WTanswered…2 days2D

All mortgage interest rates for loans on houses needs to be kept low. Homes are essential, not a luxury. Landlords should be held accountable for the upkeep of properties and their tenants.

 @9NKZVVDanswered…3 days3D

I've privately rented for 20 years and pay more than I would buy buying but I can't get a mortgage because the government says I can't afford too! Where's the sense in that? I'd have more money if I had a mortgage and that's what they don't want!

 @9NKM7MRanswered…3 days3D

Yes but as part of a co funded package - part government part 1st time buyer and there should be an income threshold - either single or combined

 @9NKLHSGanswered…3 days3D

You shouldnt be taxed on the first £100,000 you earn in your life. This will combat these sorts of problems

 @9NK3NJFanswered…3 days3D

Yes, but only because house prices have increased so much and it is hard to get on the property ladder.

 @9NHMTMFanswered…4 days4D

Housing market needs reforming for all, not just first time buyers. Government needs to address the systemic issues around buying a home

 @9NGXPVVLabouranswered…5 days5D

they should force the banks and building societies to refresh their lending criteria. People are able to rent at a high cost but not take out a mortgage that would reduce their outgoings. This should not be allowed to continue.

 @9NFPBYTIndependentanswered…5 days5D

No, they should address systemic causes of overinflated property values due to being considered a commodity over a right to a permanent residence

 @9N92YL2answered…1wk1W

No, the government should seek to lower the cost of homes in general / reform the housing market, rather than perpetuate the status quo.

 @9N5GPRManswered…1wk1W

Yes, but depends on age, current living situation, marital status, annual income, and what house they're looking at. with houses under a certain price.

 @9N48SMGLiberal Democratanswered…2wks2W

Yes, but should be paid back over time and/or any outstanding sum be repaid to the governament on selling the property.

 @9N28DSSanswered…2wks2W

House builder profits should be capped to lower house prices. Government subsidy only adds to that profit.

 @9MZ4T26answered…2wks2W

No, the housebuilders should be required to provide houses cheaply to first-time buyers, rather than pocketing government money

 @9MY5PP3Liberal Democratanswered…2wks2W

Not subsidies, but there should be policies in place to enable 1st time buyers at this present time.

 @9MXYDQQLabour answered…2wks2W

Yes, but they need to make the processes clearer than the past and allow paying back or exiting to be much easier and clearer

 @9MWZSRN answered…2wks2W

While the housing market remains impossibly high, it should be provided to allow people to be able to get onto the property ladder

 @9MWG7KWanswered…2wks2W

Yes, but not at the detriment of persons who have bought without such subsidy i.e. can be used be everyone for onward purchases one time.

 @9MV8R38answered…2wks2W

 @9MTW9Y9Greenanswered…2wks2W

 @9MSP4NTanswered…2wks2W

No, they need to solve the issues as to why new homes are unaffordable to first time buyers.

 @9MSBNMMLabouranswered…2wks2W

 @9MS2565answered…2wks2W

 @9MRML96answered…2wks2W

 @9MR5WHFanswered…2wks2W

No, but the cost of homes in relations to salaries needs to be looked at

 @9MQSZ77answered…2wks2W

i am 35 years old, working full time as well as my partner, we have both worked hard since being 16 years old and never claimed any benefit. We now have two small children and trying our very best to save to try and get onto the property market. Struggling as the more we save, the higher interest rates go and house prices. To be able to get a house we could all squeeze into we would be looking at completely maxing ourselves out, barely affording to live. Something needs to change! Honest families are being pushed into a corner with no way out and no way of bettering themselves or the future of our children. All whilst unemployed families and living quite comfortably, not going to work at all. Please help those who actually need the help. Not those who are too lazy to even try and better themselves.

 @9MPY3TPanswered…2wks2W

Support the banks to offer lower cost mortgages with low interest rates for first time buyers, low income families/people

 @9MPY2VPUKIPanswered…2wks2W

Depends on income a first home could be a million pound house or a studio flat

 @9MPWSXManswered…2wks2W

Yes and schemes such as Help to Buy needs to be more upfront about all costs including when the property is sold.

 @9MLG7LJConservativeanswered…3wks3W

No, but the government must act in some other way to decrease house prices.

 @ISIDEWITHDiscuss this answer...3wks3W

Yes

 @9NM7DWVdisagreed…2 days2D

It artificially inflates the beginning of the homeowner chain and that then flows through the entire chain. If less could afford to buy then more would be available and prices would decrease.

 @9NLFPWCagreed…3 days3D

The average salary in comparison to house prices has widened considerably since the 70s. It's just not affordable to put together a reasonable deposit anymore

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