Should the government provide subsidies for first-time homebuyers?

No

No, incentivize construction of affordable homes instead

No, the money should be used to build more social housing

No, but they should permanently abolish stamp duty for first-time homebuyers and raise the Lifetime ISA limit on home prices.

No, increase social housing instead

Yes, but only up to a specific home value

No, slash taxes.

Yes only for people that ask for it and need it

No, housing should be in public ownership

yes, but only if private property is abolished so that housing is only there for personal property that cannot be sold as a commodity for profit

This just props us the housing market and makes it even less affordable. They need to address the supply side of the equation.

Yes but only if the buyers are under a certain age and have made an undeniable effort in saving for a deposit as well

No, increase salaries of young people. Also create 'home-buyers savings accounts' with high interest rates, money in those accounts can only be used for buying a house.

Yes, but other things need to be in place to avoid housing prices rising to accommodate for the subsidies.

Yes but given certain situations that like an interest free load basis where the funds will be paid back.

Means tested investment without interest 0% in their property with opportunity to buy back. 10 yearly means test/every remortgage to confirm eligibility/affordability.

The system needs to revert back to 3 to 3.5 times the persons income. This way the house prices are aligned with average earnings, not what the lender is willing to lend . This is fuelling high prices and profits of the house builders and lenders.

No, but wages efc need to increase as the cost of living and % increase is not in line with inflation

a mixture of yes and no, help to buy looks good but houses are poorly built with high inflated prices where you will end up losing money

Yes, but not the current help to buy scheme where the government owns your home and can take it back if payments aren't made

No but policies should be put I. Place to abldjust the housing market to stop the vast inflation of house prices

If the first-time homebuyers are contributing to society yes, but the home should be in a specific area for subsidised buyers

It depends on what extent and to help who. If it’s for people who pay more in rent than they would in a mortgage yes.

The house prices should be valued more realistically and achievable rather than the government to provide initial funding for a property.

Several of these questions require longer term socio-economic change. Ideally there would be no subsidy but more needs to be done to increase liquidity in the property market. I’d prefer regulation on multiple or second home ownership and to prevent houses standing empty

If large amounts of the population can't afford housing then the problem is much deeper than subsidies can solve.

No, and the mortgage deposit threshold should be increased to incentivise a drop in the cost of housing.

No, the housing market needs adjusting to allow those earning 'minimum' wage to actually be able to afford housing

Depends on the policy, and if it will be similar to past schemes. Must not be for £500,000 houses, affordable houses must be I cluded

No but cap rents and limit the number of rental homes people/businesses can own to make more houses available to buy

No, this is covering the issue that houses are just unaffordable, and real estate should be evaluated and amended instead

Incentive schemes for permanent UK citizens — such as subsidies for newly married couples, for example.

Yes, but the government should also do more to make housing more affordable particularly for younger buyers.

Yes but the government should introduce measures to reduce house price inflation and make housing more affordable relative to people’s income.

Depends on their income

If landlords were stopped from charging excessive rent then more people would be able to save for a deposit

I think there should be stricter policies to stop house prices rising so ridiculously compared to salaries

I think they should be let off stamp duty and allowed a flat fee or 'package deal' on conveyancing/estate agent fees. make it more competitive for the agents/solicitors to win their business.

Money should be used to expand social housing schemes. Owning more than one home should be banned as well to abate housing prices and free up supply, lowering price, and rents.

There should be sufficient homes such that the prices aren't so high and first-time homebuyers can afford a mortgage

The current system isn't working for those that have been first time buyers forced to sell and rent due to deposit costs

First time 2% deposit, the other 8% normally required of deposit is added on the mortgage at a 1% interest rate

Use the money to build more social and affordable housing. Only by increasing the supply of housing will prices come down low enough for first time buyers to be able to afford them. Unfortunately we need to get away from thinking of houses as investments and back to thinking of them as a secure roof over our heads. The government could use money from a tax on foreign ownership of property to fund this.

There should be a cap on the amount of real estate people can buy to help slow the unmanageable rise in house prices

While I think people should be the ones responsible for buying/renting their first home, I think it should be given the option based on the person's current circumstances, e.g. is homeless but is working very hard, and/or volunteering to make the area a better place.

They should offer subsidies but this shouldn't increase the price of houses or mortgages. They are already extortionate.

No, the government should instead use money to build local authority housing, and increase stock of housing available to purchase (increasing supply and hence reducing prices).

Means tested subsidies - so rich first-time buyers with deposit from parents get cheap housing unfairly.

I don't see this as a viable way to manage the issue that buyers can't afford properties. Perhaps segregating the market into domestic and foreign investments might help.

No not subsidies. This should not fall on the tax payer. Control the market better and there would be no need. Criteria around foreigners owning property and not living in them. Second third and housing tax etc.

No, they would spend way to much money on young people, most of which will buy a house at some point in their life

The original Homebuyers scheme with a 25% deposit provided on a purchase of any first property, new-build or existing, with 25% to be returned upon the sale of it.

They need to tackle the underlying causes of housing unaffordability. Primarily wage stagnation across all jobs and sectors in the UK in comparison to peer nations, amongst other things.

It should prioritise those living as renters as the ones it helps and not actually help the already well off.

House prices are now 8 times a persons annual salary. This means people in their 30's+ are still living with parents and it's wrong. There should be a cap brought in meaning house prices start to revert back to being affordable on a single person's wage and take the power away from landlords, who dictate the housing market.

Help to buys are good. People need to learn to save more. A lot of people moaning spend all their money.

Yes, but offer incentives (properly affordable housing, no stamp duty upto a sensible 1st time buyer level of house costs. Regional variation needs to be considered so that they can afford to get onto ladder

It’s absolute madness that renters that can prove they have been paying rent for 12 months or more cannot get a mortgage to the same value. If banks were forced to accept mortgages on this basis it would solve the housing crisis overnight. It’s not difficult.

Allow first time buyer rights to those who have previously had a joint mortgage but no longer together and doesn’t own a property/ can’t afford a property on their own

The problem of high house prices cannot be solved by intervention such as subsidies, low mortgage rates, removal of stamp duty, variable mortgages. Any intervention that reduces the mortgage or provides easier access to a mortgage will lead to higher housecprices

The government should re-examine housing policy. Providing subsidies isn’t fixing the issue. Bring down the cost of houses by building council stock and minimise profits for home builders

Not in every case. Maybe were there is high proportion of buy to let or holiday homes to encourage locals

Subsided are helpfully but are a short term fix to a long term problem. They should be implemented untill further processes are established that address the larger issues with the housing market.

No, the whole housing market needs an overhaul so that property is no longer primarily a financial investment or privilege for the well off. Homes should not have to be subsidised, there are other ways.

If you’ve demonstrated good record renting then this should be rewarded with lower deposits, but still good interest rates

Should decrease housing prices or build more homes to satisfy demand but avoid direct subsidies that would make prices increase more

The government should not provide financial aid but there should be regulations in place for first time buyers e.g. no stamp duty, lower mortgage rates.

No - it will only push prices up and put money from taxation into the hands of wealthy property developers.

No, but consider different policies that aim to make housing more affordable, by reducing the demand for multiple home ownership/renting out additional owned properties.

Majority of homeowners and first time buyers are struggling. So the whole set up needs to be reviewed. Not just first time buyers

Ideally we’d address the housing price issue and cost of living but failing that then yes people should be helped.

House and mortgage prices need to be lowered and proof of renting for 1 year without issue do more people can access first time buying

Housing market should have better restrictions to allow first time, low income and local buyers better opportunity and not fuel mass profit by developers

The government should provide a scheme based on income (ie lower income more subsidy) for people who do not own houses (even if they have in the past) to buy a house.

No, but only because it artificially props up the housing market and drives prices even higher. But there needs to be some support for first time buyers, for example exclusive developments.

No, but the government should make changes to the economy so that the ability to purchase a home is more accessible.

Means test it, house prices are already too high and right to buy isn’t necessarily the right option as it needs revision

Shouldn’t be restricted to 1st time buyers but be allowed for 2nd time buyers under certain curtain circumstances ie a different partnership

It should in the current market but it should just build more affordable houses so that this isn't necessary

I don't believe there should be any outright "Subsidies" but I do believe and agree with the lifetime ISAS and the First Time Buyer ISAS they ran a few years back! In essence don't subsidise it to help the buy, give them the opportunity and encouragement to SAVE (with subsidies in place) for the deposit, this will also mean they will understand financial control!

Yes, but these should be paid back over the term of the mortgage (ie the tax payer shouldn't pay for it, the buyer should over a longer term)

Yes under the current climate but longterm no. Rental of good living accommodation should become easy, cheap and available to all, and this should be normalised.

subsidies should be available for previous (but not current) homeowners as well as first time homebuyers. Some people do 'fall off' the ladder.

repayable low cost loans as deposits which could be payable on sale of property or if they fail to make payments.

The shared ownership makes buying a house more expensive and harder for young people to afford Need new affordable houses that costs the same across the country to allow young people to move anywhere they find work..

Yes - for those who are employed and have a deposit but don’t have the option of prior wealth or family support

I think the government should stop pushing home ownership as this magical fix-all solution. Make rents cheaper, safer and more accessible.

Housing should be made more affordable by addressing supply constraints; subsidising costs simply exacerbates the pricing to become further out of reach to the benefit of existing home owners.

No, but address other issues (brownfill sites, punishment of multiple home owners, control of landlords) to assist first-time homebuyers

No, the country should have enough allocation of resources that it is attainable for working people to buy their home without subsidies