These subsidies are financial aids from the government to help individuals purchase their first home, making homeownership more accessible. Proponents argue that it helps people afford their first home and promotes homeownership. Opponents argue that it distorts the housing market and could lead to higher prices.
@9MS69VL2wks2W
No, the money should be used to build more social housing
@9NQPFYV9hrs9H
No, but they should work to ensure the economy is robust enough for first time buyers who have ample wages to get a mortgage
@9NPD7XN1 day1D
Yes, but it should be means tested and only if there is commitment to subsidising building more homes.
@9NMKFSQ2 days2D
The government should focus on providing sufficient housing for all so that ownership is not prohibitive to first time buyers
@9NM72WT2 days2D
All mortgage interest rates for loans on houses needs to be kept low. Homes are essential, not a luxury. Landlords should be held accountable for the upkeep of properties and their tenants.
@9NKZVVD3 days3D
I've privately rented for 20 years and pay more than I would buy buying but I can't get a mortgage because the government says I can't afford too! Where's the sense in that? I'd have more money if I had a mortgage and that's what they don't want!
@9NKM7MR3 days3D
Yes but as part of a co funded package - part government part 1st time buyer and there should be an income threshold - either single or combined
@9NKLHSG3 days3D
You shouldnt be taxed on the first £100,000 you earn in your life. This will combat these sorts of problems
@9NK3NJF3 days3D
Yes, but only because house prices have increased so much and it is hard to get on the property ladder.
@9NHMTMF4 days4D
Housing market needs reforming for all, not just first time buyers. Government needs to address the systemic issues around buying a home
they should force the banks and building societies to refresh their lending criteria. People are able to rent at a high cost but not take out a mortgage that would reduce their outgoings. This should not be allowed to continue.
@9NFPBYTIndependent5 days5D
No, they should address systemic causes of overinflated property values due to being considered a commodity over a right to a permanent residence
@9N92YL21wk1W
No, the government should seek to lower the cost of homes in general / reform the housing market, rather than perpetuate the status quo.
@9N5GPRM1wk1W
Yes, but depends on age, current living situation, marital status, annual income, and what house they're looking at. with houses under a certain price.
@9N48SMGLiberal Democrat2wks2W
Yes, but should be paid back over time and/or any outstanding sum be repaid to the governament on selling the property.
@9N2NCTK2wks2W
Yes, but focus more on building affordable housing
@9N28DSS2wks2W
House builder profits should be capped to lower house prices. Government subsidy only adds to that profit.
@9MZVH4B2wks2W
It should be on an individual basis and be means tested
@9MZ4T262wks2W
No, the housebuilders should be required to provide houses cheaply to first-time buyers, rather than pocketing government money
@9MYFJDHLiberal Democrat 2wks2W
Yes, provided they are earning little enough to need it
@9MY5PP3Liberal Democrat2wks2W
Not subsidies, but there should be policies in place to enable 1st time buyers at this present time.
@9MY449G2wks2W
No, but councils should build high quality social homes
Yes, but they need to make the processes clearer than the past and allow paying back or exiting to be much easier and clearer
@9MXVL97Conservative2wks2W
They should make Stamp Duty more fair, or abolish it altogether.
@9MXM9BFLiberal Democrat2wks2W
It should give incentives to everyone not just first time buyers
@9MWZSRN 2wks2W
While the housing market remains impossibly high, it should be provided to allow people to be able to get onto the property ladder
@9MWG7KW2wks2W
Yes, but not at the detriment of persons who have bought without such subsidy i.e. can be used be everyone for onward purchases one time.
@9MV8R382wks2W
Yes but this should be means-tested and limited to those in most need.
They should reduce housing costs by outlawing rent for profit
@9MT265G2wks2W
If the economy wasn't in wack, no, but as it is, yes.
@9MSP4NT2wks2W
No, they need to solve the issues as to why new homes are unaffordable to first time buyers.
No but ability/proof of paying rent should count as affordability
@9MS25652wks2W
Yes but prioritise low income. No subsidies for high income buyers
@9MRML962wks2W
yes but it must be recouped at sale, transfer or after a set period
@9MR5WHF2wks2W
No, but the cost of homes in relations to salaries needs to be looked at
@9MQVJQY2wks2W
Yes, until housing becomes generally affordable again.
@9MQSZ772wks2W
i am 35 years old, working full time as well as my partner, we have both worked hard since being 16 years old and never claimed any benefit. We now have two small children and trying our very best to save to try and get onto the property market. Struggling as the more we save, the higher interest rates go and house prices. To be able to get a house we could all squeeze into we would be looking at completely maxing ourselves out, barely affording to live. Something needs to change! Honest families are being pushed into a corner with no way out and no way of bettering themselves or the future of our children. All whilst unemployed families and living quite comfortably, not going to work at all. Please help those who actually need the help. Not those who are too lazy to even try and better themselves.
@9MQR5392wks2W
Should build more homes so mortgages are achievable
@9MPY3TP2wks2W
Support the banks to offer lower cost mortgages with low interest rates for first time buyers, low income families/people
Depends on income a first home could be a million pound house or a studio flat
@9MPWSXM2wks2W
Yes and schemes such as Help to Buy needs to be more upfront about all costs including when the property is sold.
@9MLG7LJConservative3wks3W
No, but the government must act in some other way to decrease house prices.
@ISIDEWITH3wks3W
Yes
@9NM7DWV2 days2D
It artificially inflates the beginning of the homeowner chain and that then flows through the entire chain. If less could afford to buy then more would be available and prices would decrease.
@9NLFPWC3 days3D
The average salary in comparison to house prices has widened considerably since the 70s. It's just not affordable to put together a reasonable deposit anymore
The historical activity of users engaging with this question.
Loading data...
Loading chart...
Loading the political themes of users that engaged with this discussion
Loading data...