Assistance programs help homeowners who are at risk of losing their homes due to financial difficulties by providing financial support or restructuring loans. Proponents argue that it prevents people from losing their homes and stabilizes communities. Opponents argue that it encourages irresponsible borrowing and is unfair to those who pay their mortgages.
@9NMVY5S2 days2D
yes, but it should be subject to a history and credit check as well as future check in plans to insure the homeowners are doing everything to earn money.
@9NMGH7L2 days2D
Yes, Only if the homeowner passes an interview and regulations set by government accountants to ensure they are not irresponsibly borrowing money
Children Act, Section One; “The welfare of the child is paramount” = families with children should have access to affordable housing.
@9MCFFZV 3 days3D
Each situation would require a closer look as to whether the situations are beyond their control. The government cannot be responsible for poor financial control.
@9NJQYB24 days4D
depends on size of the house, how much money they've got in the bank and if there trying, if there being lazy then no, if they are trying but struggling then yes
@9NJBXRP4 days4D
Yes, depending on the circumstances. If it’s down to negligence or mismanaging personnel finances then no.
Yes but only based on individual circumstances such as loss of income due to severe illness / loss of a partner / spouse affecting income
@9NHFJLNIndependent4 days4D
There should be assistance programs available, either directly from the government or otherwise publicly-available programs.
Yes, if you can prove your change of circumstances is under no fault of your own and actively looking
I think it should be based on a case by case basis, if the homeowner can prove beyond measurable doubt they need help, help should be given.
@9NCQM5DIndependent7 days7D
Government backed organisations that take on loans/mortgage to prevent foreclosures and agree method of repayment for individual to remain in their property.
@9N9ZQLW1wk1W
Government should create a legal framwework that makes reposession (this is Britain, right?) a lot more difficult for landlords and banks.
@9N8M7VN1wk1W
Potentially although these should be regulated as to make sure they’re not being overly used so the economy is not damaged.
@9N72GZB1wk1W
Depending on individual factors, evident should be provided, and reasonable/ acceptable cause for leading to the situation
@9N5F37G1wk1W
Yes, but only short term, and any financial assistance provided should be repaid at their current mortgage rate
@9N4VXX81wk1W
People who suffer financial misfortune should be supported. People who simply waste their money must accept responsibility for their actions
@9N3JXTQ2wks2W
Depends on the reason why they’re facing foreclosure
Yes, but all such support must be purely for owner-occupiers; nothing that can be used by landlords.
Yes but only to those who have attempted to catch up on their payments in good faith.
@9N384D9Conservative2wks2W
Taking over the mortgage and lending at a lower rate to assist repayments
@9N36H722wks2W
Yes, depending on the reasons for facing foreclosure on a case by case basis
@9N33YJV2wks2W
yes if they genuinely need help especially if it was something out of their control then yes
Yes, if they would be left homeless without the assistance
@9N2XQ2W2wks2W
No however certain extenuating circumstances should be taken into account
@9N2X9K72wks2W
Depends on their financial situation. If they just simply cannot agford their lifestyle it should not be the goverments problem. However if they genuinely cannot survive then they should be helped
@9N2W4972wks2W
Yes, but only if the homeowners can prove they’re at risk and they will pay the loan back
@9N2VYFNLiberal Democrat2wks2W
No, if its the fault of the homeowner, Yes, if the bank is raising the rates.
@9N2VC6D2wks2W
Only provide support for a certain amount of time depending on the circumstance so people don’t use the assistance to their advantage.
@9N2SMN92wks2W
Yes, only if they show proof of good credit score and can manage their finances
@9N2S8622wks2W
Yes, but only for incidents which have been out of that persons control e.g redundancy
@9N2S7QG2wks2W
Only help those in financial difficulties out of their control like redundancy.
@9N2R7RV2wks2W
Yes, with terms and conditions so to not been taken advantage of
@9N2R7J92wks2W
Yes, comparing the taxes they get to the morgage they are due as a loan, and those with minimum wage should be given a stricter loan but still helpful
@9N2MXDJ2wks2W
Yes depending on the circumstances that led to the foreclosure
@9N2KSC52wks2W
Depends on the situation of why homeowners are in this position
@9N2KL63Conservative2wks2W
Yes however vigorous checks need to be put in place in order to get the money
Yes, but only if it is the only property they own.
@9N2CLG52wks2W
Yes but only if you have lost your job own no fault of your own.
@9N2BLSB2wks2W
well , depends if it’s their fault they lost the house eg. Not working as lazy, then definitely no help but if its burned down then yes help
@9N2B94T2wks2W
Dependent on the circumstances they ar being evicted
@9N2B4DP2wks2W
Definitely for people that have found themselves in an unfortunate situation. But maybe not for people who have been irresponsible
@9N26GV32wks2W
yes to an extent. should have a specific amount of money they can take out in a specific amount of time based on employability and situations at home
@9N25BCQ2wks2W
dependent on personal circumstances - if they would be homeless without assistance then it should be provided
Maybe a year limit before eviction to help those who've lost work
@9MZW8532wks2W
Yes if this is in the form of a debt management policy.
@9MZVRXL2wks2W
depends on the circumstances and/or money management
@9MZVKQFWomen's Equality2wks2W
The government should set up rent-to-own schemes or set up schemes to convert bad mortgages to rent-to-own schemes.
@9MZTM652wks2W
An economic crash, or pandemic then yes. If irresponsible borrowing, no.
@9MZSRDF2wks2W
Only if they are in full employment and still struggling financially
@9MZPQC72wks2W
Yes, but dependant on the reasons the homeowners are unable to pay.
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