Should universities be held financially accountable if graduates, with degrees leading to lower income jobs, default on their student loans?

No, we should instead focus on decreasing the cost of education

No, it is the student’s responsibility to manage their financial outcome

Yes, but more liability for lower income degrees and minimal to no liability for high income degrees

Yes, but only if they are for profit universities

University isn’t for everyone. More apprenticeships/alternatives to University Education are required

You can't default on student loans in the UK, this website is too American.

Yes, and higher education should be free for all

Depends on the loan is it private or from the government?

Both: No, we should instead focus on decreasing the cost of education and No, it is the student’s responsibility to manage their financial outcome. we need to balance agency with a society that has focused on sending everyone to university and then ratcheted up cost

No, the SLC take the risk and reward on the loan. They should be held accountable in the instance of default

No, but regulate the advertising of job rates for post graduates. Require the universities to disclose the proportion of post-graduates in jobs that could only have been achieved with the degree.

No, and higher education should be free for every citizen

No, but fewer student loans should be offered- proportionally with how many people are expected to pay back their loan

Degrees with a lower financial outcome and are seen to lead to non essential career paths should have less funding and be advised against taking

No, but ensure appropriate guidance and support has been given to enter the workforce prior to graduation

If their degree does not give them the increased abilities & employment paths that would allow them to pay off their loan, then it’s a problem on the university’s part. Apart from that, they should be responsible to their own financial outcome.

No, and higher education shane free for citizens at the point of entry ; non citizens should pay upfront or leave.

There are to many silly University courses, and when graduates finish Uni, there a few jobs but 1000’s of applicants almost impossible to get a good job in the UK, so Uni is a scam.
Also the UK does not have an economy so they should sort that out first, but should introduce more apprenticeship rather than University courses

For British students, degrees they study should be proportionately matched to their expected financial income as an aim and therefore be free. Not to be an excuse for a student to coast along, but a reasonable target. For foreign students - they should pay.

No, but students should be given a dynamic risk score of the likelihood of getting a career if they pick a course. For example if you pick up art, it's unlikely you will be the next Van Gogh. If you pick a teaching degree, you're likely to become a teacher.

No, we should work on decreasing the cost of education. We should also move certain courses out of the standard university system and into a different education institution.

No but students should be allowed leaner payment terms where applicable and monitored so when they have jobs with which they can pay the loans of at those lower terms the payments can start

"Student Loans" should be funded upfront by the govt and not sold on the secondary market, it should also be impossible to "default" against a student loan

No, but universities need to be made aware of these graduates so that support can be offered in finding a higher income job.

No the student loans company should should have a stricter set of requirements/application and not just accept everyone.

No, and HE should be free for all UK citizens, or at the very least for those from a low income family.

No, universities can't be held responsible for a former student's financial decisions. More needs to be done to educate students from an early age about the value of money, so they are better prepared for the real world when they leave full time education

No, we should focus on decreasing the cost of education whilst holding universities accountable for the quality and delivery

Higher education for subject areas where there is a high demand for UK domestic skills should be free for everyone on merit, the the number of university courses needs to be reduced.

Yes, but i think both the university and the student should be equally held accountable for different reasons.

It is down to the student to properly research what their degree can achieve for them in life. If they choose a degree which will achieve little then it is on them to accept the consequence of their decision.

Offer different ways of achieving with work placements, vocational colleges not just pieces of paper

No, and higher education should be paid for by way of a graduate tax; this way they wouldn't be any defaults on loans.

If the education is of good standard then its the student's fault, also i support free quality education

No, the universities are simply fulfilling the artificial societal need for degrees where such are now required for previously non-degree required jobs. It is government policy that has caused the 'defaults'. If the artificial degree need is removed, then the defaults will reduce as less will attend university.

No, the government should be responsible as they set the cost of living, interest rates, and increase taxes!

Yes but I also think university should be free, so that everyone has equal opportunities and people, from all classes, get to have involvement in something bigger, for balance.

No, jobs requiring degrees should make it easier for people to be hired - a lot want experience but some are fresh out of uni, and won’t gain experience without getting the job in the first place

Yes, but higher education should be free for everyone and only if they are for profit universities and make the liability proportional to the expected yearly income of the degree offered.

Only the government should pay for all and any education/loans.. It’s the governments fault for poor management of the country resulting in poor pay.

Yes but we should close courses that are not traditional courses. Such as gender studies and any studies which push Marxist intellectual thinking as fact.

The UK should abolish the current system of tuition fees and student loans and replace it with a progressive graduate tax, thereby ending the student debt crisis and dismantling a hierarchical education system that punishes students from low-income backgrounds for a lack of a clear career path.

No I don’t think so. I think the universities shouldn’t be told what to do and I want them to make their own choices for the common sense.

Can you imagine a world where education is treated as a right rather than a privilege? How would that change society?

To what extent do you believe universities should be held accountable for the job prospects and earnings of their graduates?

What alternative paths to career success (i.e., trade schools, apprenticeships) do you think are undervalued, and why?

Do you think taking on debt for higher education is worth the opportunities it may provide, or are there better alternatives?

How do you think student loan debt impacts mental health, and is enough attention given to this issue?

If you were given the power to restructure how universities are funded, what would you change and why?

In your view, who should bear the brunt of student loan debt—the student, the university, or society?

Do you believe that the government should have more responsibility in helping students avoid massive debt? Why or why not?

How do you think student loan debt affects your decisions about your future career or life goals?