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@ISIDEWITHQuestionsEconomy12yrs ago

Should mortgage lenders be allowed to provide buy-to-let mortgage loans?

A buy to let mortgage is a loan arrangement in which a landlord or investor borrows money to purchase property in the private rented sector in order to let out to tenants. The interest rates and fees are slightly higher than those of owner-occupied mortgages.

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Answer Overview

Response rates from 59.3k UK voters.

66%
Yes
34%
No
55%
Yes
26%
No
11%
Yes, but reduce tax evasion by landlords
8%
No, buy to let mortgages lead to inflated housing prices

Historical Support

Trend of support over time for each answer from 59.3k UK voters.

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Historical Importance

Trend of how important this issue is for 59.3k UK voters.

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Other Popular Answers

Unique answers from UK voters whose views went beyond the provided options.

 @8KMLMVDanswered…6yrs6Y

Yes but limit to one property only and full disclosure of tax on all rental income. Failure to show records should result in tax evasion charges.

 @BDG8CMYanswered…2mos2MO

Yes, if the mortgage owner own more that 2 properties under a buy to let loan

 @B79C2HHanswered…9mos9MO

Yes, but for private landlords which own a few properties rather than large businesses (as well as close loop holes in taxes)

 @9FJTBGDanswered…3yrs3Y

No, housing should be free.

 @9D98T73answered…3yrs3Y

Yes, but make buy to let unattractive through tax system.

 @8ZNDRNManswered…4yrs4Y

You need landlords. Not everyone wants to buy the property they live in. Plans change and people move so some housing is purposefully temporary.

Buy to let mortgages should get incrementally less advantageous as you accrue more property portfolio. To prevent inflated house prices and promote healthy competition.

 @8Z3HYNDanswered…4yrs4Y

Yes, and lower taxes on landlords to reduce rent payments for tenants.

 @9PLB89Vanswered…2yrs2Y

Yes, but more legislation required on number of houses a person can own. Extremely high tax rates and capital gains when owning 2+ rentals.

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Active 2mos ago

 @ISIDEWITHDiscuss this answer...…6yrs6Y

Should critical race theory be taught in K-12 education?

No

▲  19.8k6 replies4 agree1 disagree

About This Data

Based on 59.3k responses to this question.

These results come from iSideWith's ongoing political issues survey. We collect over a million responses per day, filter out duplicate and multiple submissions, and break the results down by political party, ideology, age, state, and census demographics (income, race, education, household).

iSideWith is non-partisan — we don't advocate for any party, candidate, or position. We report what the public tells us.

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Cite This Poll

iSideWith. (2026). “Should mortgage lenders be allowed to provide buy-to-let mortgage loans?” — Public Opinion Poll Results. Retrieved June 25, 2026, from https://uk.isidewith.com/polls/420471209

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